The Agency is Open for New Loan Reservations to Serve Home Buyers

Lender

The mortgage market has been volatile recently due to the global health crisis and mortgage rates can change daily. North Carolina Housing Finance Agency remains open for business to serve home buyers and partners with no interruption to new loan reservations/locks. Our NC Home Advantage Mortgage™ offers 3% down payment assistance (DPA) to help buyers with closing costs for both move-up and first-time buyers, and the NC 1st Home Down Payment offers $8,000 in down payment help for first-time buyers and veterans. The Agency also continues to offer the NC Home Advantage Tax Credit (Mortgage Credit Certificate), worth up to $2,000 annually as a federal tax credit. Our file review and underwriting turn-times for partners are still 48 hours or less, with more than 120 approved participating lenders in our programs. Lenders can find more information on these great products at Need Options for Your Clients? Home buyers can learn more at Buy a Home.

 

North Carolina Housing Finance Agency / 3508 Bush Street / Raleigh, NC 27609 / 919-877-5700

Disclaimer (please scroll and read, then proceed below)

All information contained on the following Web pages is obtained from the Agency’s books and records, and is believed to be accurate and reliable. Reference should be made to the official statement and operative documents of each series of bonds referred to herein for complete information on that issue. Because of the possibility of human and mechanical error as well as other factors, this information is provided "as is" without warranty of any kind and no representation or warranty, expressed or implied, is made, nor should any be inferred, as to the accuracy, timeliness, or completeness of this information. Under no circumstances shall North Carolina Housing Finance Agency have any liability to any person or entity for (a) any loss or damage in whole or part caused by, resulting from, or relating to any error (on account of neglect or otherwise) or other circumstance involved in procuring, collecting, compiling, interpreting, analyzing, editing, transcribing, transmitting, communicating or delivering this information, or (b) any direct, indirect, special, consequential, or incidental damages whatsoever, even if North Carolina Housing Finance Agency is advised in advance of the possibility of such damages, resulting from the use of, or inability to use, any such information. This information relates to bond issues of the North Carolina Housing Finance Agency that have been sold and distributed in underwritten public offerings described in the related official statements. Each viewer of the aforementioned information acknowledges that (i) the North Carolina Housing Finance Agency is not now by this document offering any bonds or other securities, nor soliciting an offer to buy any securities, (ii) this information is not to be construed as any description of the North Carolina Housing Finance Agency-such offerings are only made pursuant to the appropriate official statements of the North Carolina Housing Finance Agency, (iii) the information provided speaks only as of the date thereof and the North Carolina Housing Finance Agency has not in any way undertaken to update such information, and (iv) no representation is made as to the propriety or legality of any secondary market trading of the bonds or other securities of the North Carolina Housing Finance Agency by anyone in any jurisdiction. The financial condition of the North Carolina Housing Finance Agency may have changed since the date this information was prepared.

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