RALEIGH—More than 600 low-income homeowners in North Carolina will receive emergency home repairs thanks to $8.8 million from the NC Housing Finance Agency, awarded through its Urgent Repair Program (URP). This financing is awarded to 40 local governments and organizations serving 69 counties. These homeowners will join more than 18,975 households across all 100 North Carolina counties that have been assisted by URP since its inception.
URP operates statewide through local governments, regional organizations, community action agencies and other nonprofit sponsors. Funding is provided to these groups to allocate loans up to $15,000 per household to very low-income homeowners for emergency repairs to correct safety hazards, or to make accessibility modifications to homes for elderly citizens, veterans or people with disabilities.
In 2024, URP assisted more than 590 homeowners with an average income of $18,490. More than three quarters of those beneficiaries were elderly citizens and almost half were people with disabilities. Total program costs averaged $9,850 per home.
“Using North Carolina Housing Trust Fund dollars, the Urgent Repair Program is a vital resource for our state’s most vulnerable citizens,” said Scott Farmer, executive director of the NC Housing Finance Agency. “These state investments in rehabilitation and repair are crucial in helping North Carolinians remain in their homes and stay out of costly institutional care, ultimately saving public health care dollars.”
The entities receiving funding in the 2025 URP funding cycle are:
- Albemarle Commission
- Caroline Rebuilding Ministry
- Catawba County
- Central Pines Regional Council
- Community Housing Coalition of Madison County
- Community Housing Solutions of Guildford, Inc.
- Forsyth County
- Four Square Community Action, Inc.
- Gaston County
- Gateway Wellness Foundation
- Habitat for Humanity of Durham, Inc.
- Habitat for Humanity of NC Sandhills
- Henderson County and Thermal Belt Habitat for Humanity
- City of Hickory
- High Country Council of Governments
- City of High Point
- Hoke County
- Home Solutions of Davidson County
- Housing Assistance Corporation
- I CARE, Inc.
- Johnston-Lee-Harnett Community Action, Inc.
- County of Jones
- Macon County
- Mountain Housing Opportunities, Inc.
- Mountain Projects, Inc.
- Nash County
- North Carolina Baptist Men/Baptists on Mission
- Partners In Ministry
- Pitt County
- Rebuilding Together of Greater Charlotte, Inc.
- City of Rocky Mount
- Rutherford Housing Partnership, Inc.
- Salisbury Community Development Corporation
- Sampson County
- Sandhills Community Action Program, Inc.
- City of Sanford
- Union-Anson County Habitat for Humanity, Inc.
- WAMY Community Action, Inc.
- Western Piedmont Council of Governments
- City of Wilson
Homeowners can learn more and search for a local partner offering assistance by visiting https://www.nchfa.com/current-homeowners/repairing-your-home/urgent-repair-program.
The North Carolina Housing Finance Agency is a self-supporting public agency that provides safe, affordable housing opportunities to enhance the quality of life of North Carolinians. Since its creation by the General Assembly, the Agency has financed more than 321,320 affordable homes and apartments, totaling $34.4 billion. To learn more about the Agency and its programs, visit www.HousingBuildsNC.com.
